What Dojo costs per year, worked out

Dojo's Fix plan, for businesses with annual card turnover below £100,000, is £39.99/month covering card turnover up to £3,999 a month, then 1% flaton turnover above £4,000 a month. Here is that plan applied to real volumes, and an honest "quote" where the Fix plan stops being available.

Dojo cost per year at the Fix plan (£39.99/month + 1% flat on card turnover above £4,000/month). Fixed costs are £0 because the terminal is free through MerchantSwitch (£0 upfront, no monthly rental); bought direct from Dojo, hardware is from £179 upfront as a one-off (pay-monthly hardware is unavailable under £100,000/year turnover). Rates checked 27 August 2026.
Monthly card salesTransaction fees/yrFixed costs/yrTotal/yr
£2,000£480£0£480
£5,000£600£0£600
£8,000£960£0£960
£12,000Above the £100k/year Fix plan ceiling: custom quote£0Quote

How the sums work

The Fix plan is £39.99/month flat when monthly card sales are £4,000 or less; above that, yearly cost is (£39.99 + 1% × the turnover above £4,000) × 12. So £2,000/month costs £39.99 a month (a 2.0% effective rate), £5,000/month costs £39.99 + 1% × £1,000 = £49.99 a month (1.0% effective), and £8,000/month costs £79.99 a month (about 1.0% effective). The Fix plan is only available to businesses with annual card turnover below £100,000, about £8,300 a month, so above that the table says quote instead of computing a price Dojo would never offer - On the custom plans (Flex and Pro) Dojo quotes a rate per business, tailored to card turnover. We have seen quotes as low as 0.29% for high-turnover businesses. Break-even against the flat-rate readers: ~£2,370/month card turnover (Fix plan vs SumUp 1.69%), and ~£2,290/month card turnover (Fix plan vs Square/Zettle 1.75%); below roughly £2,300 a month a pay-as-you-go reader is cheaper and we would say don't switch. Amex and the platform fee are included in the Fix price; keyed and online rates are not modelled here. Through MerchantSwitch, Dojo's switcher deal includes the terminal and up to £3,000 towards an old provider's exit fees (arranged through MerchantSwitch; eligibility confirmed at quote).

Source: dojo.tech pricing and support pages, checked August 2026. Compare against other providers with the full fees calculator or the monthly rate check.

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