Compare Card Machine Providers
Select up to 3 providers to compare side-by-side. Published rates checked August 2026; bespoke providers quote per business.
Selected: 0/3
Best Value
Fix: £39.99/month incl. £3,999 turnover
Debit Card Rate
Monthly Fee:£39.99 (Fix plan)
Contract:30-day trial, then 12 months
Settlement:Next day
Best for: High volume businesses
SumUp
1.69% flat (in person)
Debit Card Rate
Monthly Fee:£0
Contract:None
Settlement:Next day
Best for: Small businesses & sole traders
Square
1.75% flat (in person)
Debit Card Rate
Monthly Fee:£0
Contract:None
Settlement:Next day
Best for: Businesses needing full POS
1.75% flat (in person)
Debit Card Rate
Monthly Fee:£0
Contract:None
Settlement:1-2 days
Best for: PayPal users & online sellers
Bespoke rates
Debit Card Rate
Monthly Fee:£15-50
Contract:Not published; check contract
Settlement:Next day
Best for: Enterprise & multi-location
Clover
Bespoke rates (sold via partners)
Debit Card Rate
Monthly Fee:£0-60 (varies by partner)
Contract:Varies by partner
Settlement:Next day
Best for: Full-service POS needs
takepayments
Bespoke rates
Debit Card Rate
Monthly Fee:Not published
Contract:Not published; check contract
Settlement:Next day
Best for: Flexible contracts
Bespoke rates
Debit Card Rate
Monthly Fee:£20-60
Contract:Not published; check contract
Settlement:Next day
Best for: Established businesses
From 0.8% + 2p in person (consumer cards)
Debit Card Rate
Monthly Fee:Included with Revolut Business plans
Contract:None
Settlement:Next day
Best for: Multi-currency businesses
Bespoke rates
Debit Card Rate
Monthly Fee:£15-50
Contract:Not published; check contract
Settlement:Next day
Best for: Mid-sized businesses
Start plan: 1.59% consumer cards (published)
Debit Card Rate
Monthly Fee:£0 membership (£29.99 in months under £2,500 turnover)
Contract:No lock-ins advertised
Settlement:Next day, incl. weekends (Teya account)
Best for: Growing businesses
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0.3%
Lowest Rate Available
(Dojo - volume dependent)
20-40%
Typical Saving by Switching
(varies with your card volume)
48hrs
Average Setup Time
(most providers)