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Teya (formerly Saltpay)

Published Start plan: 1.59% on consumer cards with £0 monthly membership (a £29.99 fee applies in months under £2,500 of card turnover).

Typical Rates

Transaction Fee
Start plan: 1.59% on consumer cards (published); higher-volume plans priced per business
Monthly Fee
£0 membership on Start; £29.99 in months with under £2,500 card turnover
Setup Fee
£0 (hardware bought upfront: Teya Pro £179, Teya Lite £89)

* Rates are indicative and may vary based on business type, transaction volume, and other factors. Contact us for a personalised quote.

About Teya (formerly Saltpay)

Teya (formerly SaltPay) publishes its entry pricing: the Start plan charges 1.59% on consumer cards with a £0 monthly membership for businesses taking £0 to £7,500 a month on cards, though a £29.99 fee applies in any month where card turnover falls below £2,500. Settlement is next-day, including weekends, into a Teya Business Account; settling to an external bank account instead adds 0.10% to transaction fees. Hardware is bought upfront (Teya Pro £179, Teya Lite £89, both on launch offers at half price +VAT), and Teya advertises no lock-ins. Higher-volume plans are priced per business. Checked against teya.com/pricing, August 2026.

Pros & Cons

Advantages

  • Published entry pricing: 1.59% on consumer cards, £0 monthly membership
  • Next-day settlement including weekends (into a Teya Business Account)
  • No lock-ins advertised
  • Hardware owned outright (Teya Pro £179, Teya Lite £89)
  • 24/7 human support

Considerations

  • A £29.99 fee applies in months with under £2,500 of card turnover
  • Settling to your own bank account instead of Teya's adds 0.10%
  • The 1.59% covers consumer cards; other card types cost more

Best For

UK SMEsRetailHospitalityService providers

Frequently Asked Questions

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