Worldpay vs Dojo vs Square UK 2026: Ultimate Comparison

Quick Verdict

• Best for small businesses (under about £2,300/month): Square
• Best for medium businesses (£2,300-£30k/month): Dojo (Fix plan under £100k/year, custom quote above)
• Best for large businesses (£30k+/month): Worldpay

Fee Comparison Table

Cost Comparison: Real Scenarios

Small Business - £5,000 Monthly

• Worldpay: (£5,000 × 0.95%) + £25 = £72.50/month
• Dojo Fix plan: £39.99 + 1% × (£5,000 − £4,000) = £39.99 + £10 = £49.99/month (1.0% effective)
• Square: £5,000 × 1.75% = £87.50/month
• Winner: Dojo (but consider Square's free POS worth £60/month)

Medium Business - £20,000 Monthly

• Worldpay: (£20,000 × 0.85%) + £25 = £195/month
• Dojo: £20,000/month is £240,000 a year, above the Fix plan's £100k/year ceiling, so this volume gets a custom quote. As a conservative benchmark, 1% of £20,000 = £200/month; we have seen custom quotes well below 1% at this volume
• Square: £20,000 × 1.75% = £350/month
• Winner: too close to call on published numbers - get Worldpay's and Dojo's custom quotes side by side

Large Business - £50,000 Monthly

• Worldpay: (£50,000 × 0.75%) + £30 = £405/month
• Dojo: custom quote only at this volume. At a conservative 1% benchmark that is £500/month; we have seen quotes as low as 0.29% (£145/month) at high turnover
• Square: £50,000 × 1.75% = £875/month
• Winner: Worldpay on published numbers, but a keen Dojo custom quote can beat it - both are negotiable at this volume, Square is not

When Each Provider Wins

Choose Worldpay If:

• Processing £30,000+ monthly
• Want dedicated account manager
• Need enterprise features
• Can commit to 24 months
• Want 24/7 UK support

Choose Dojo If:

• Processing £2,300-£30,000 monthly (Fix plan under £100k/year; custom quote above)
• Want Amex and the platform fee included in one monthly price
• Average transaction over £15
• Don't need POS software
• Comfortable with a 12-month price-locked plan after the 30-day trial

Choose Square If:

• Processing under about £2,300 monthly
• Need free POS/booking software
• Sell online + in-person
• Want no contracts
• Low average transactions (under £15)

Final Verdict

Market share in UK (2026):

• Worldpay: 35% (largest, enterprise-focused)
• Square: 18% (fastest growing, SME-focused)
• Dojo: 12% (challenger, value-focused)

All three are excellent. Your choice should be based on monthly processing volume and whether you need free POS software. Get quotes from all three to compare actual costs for your specific business.